:root{--navy:#082f47;--green:#00c896;--ink:#102b46;--muted:#64748b;--bg:#f6fafc;--line:#dce7ee;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,sans-serif;color:var(--ink);background:var(--bg)}button,input,select{font:inherit}button{cursor:pointer}header{height:82px;background:#fff;display:flex;align-items:center;justify-content:space-between;padding:0 4.5vw;position:sticky;top:0;z-index:20;border-bottom:1px solid #edf2f5}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy);font-size:20px;font-weight:800}.brand small{display:block;font-size:8px;letter-spacing:2px;color:#718096;margin-top:3px}.mark{display:grid;place-items:center;width:44px;height:44px;border-radius:12px;background:linear-gradient(135deg,var(--navy),var(--green));color:white;font-size:27px}.accent,h1 span{color:var(--green)}nav{display:flex;gap:28px}nav a{text-decoration:none;color:var(--ink);font-size:14px}.primary{border:0;background:var(--green);color:#052b36;border-radius:999px;padding:13px 24px;font-weight:800}.big{padding:17px 30px;font-size:16px}.hero{min-height:650px;display:grid;grid-template-columns:1.1fr .9fr;gap:50px;align-items:center;padding:70px 6vw;background:radial-gradient(circle at 70% 30%,#d8f3ee,transparent 35%),linear-gradient(120deg,#fff,#eef6fa)}.eyebrow{font-size:12px;letter-spacing:2px;font-weight:800;color:#5d7188}.hero h1{font-size:64px;line-height:.98;margin:20px 0}.lead{font-size:20px;line-height:1.5;color:#526b86;max-width:650px}.hero-actions{display:flex;gap:20px;align-items:center;margin:32px 0}.secondary{color:var(--navy);font-weight:700;text-decoration:none}.proof{display:flex;gap:25px;color:#47627c;font-size:14px}.hero-card,.app-card{background:white;border:1px solid #e1ebf0;border-radius:24px;padding:30px;box-shadow:0 22px 70px rgba(8,47,71,.12)}.hero-card h2{margin:0}.hero-card>p{color:var(--muted)}.hero-card button{width:100%;display:flex;align-items:center;gap:15px;text-align:left;background:#fff;border:1px solid var(--line);border-radius:14px;padding:15px;margin:10px 0;color:var(--navy);font-size:20px}.hero-card button:hover{border-color:var(--green);background:#f2fffb}.hero-card button span{display:flex;flex-direction:column;flex:1;font-size:15px}.hero-card small{color:var(--muted);font-weight:400;margin-top:3px}.strip{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border-block:1px solid var(--line)}.strip div{background:white;padding:28px 6vw;display:flex;flex-direction:column}.strip span{color:var(--muted);font-size:13px;margin-top:5px}.how{padding:80px 6vw}.how h2{font-size:40px}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.steps article{background:#fff;border:1px solid var(--line);border-radius:18px;padding:25px}.steps i{display:grid;place-items:center;width:35px;height:35px;border-radius:50%;background:#d9faf1;color:#067b61;font-style:normal;font-weight:800}.steps p{color:var(--muted)}.sim-section{padding:20px 6vw 100px}.app{max-width:1050px;margin:auto}.app-card{padding:38px}.progress{height:7px;background:#edf3f6;border-radius:99px;overflow:hidden;margin-bottom:30px}.progress span{display:block;height:100%;background:var(--green);transition:.3s}.question h2{font-size:34px;margin-bottom:8px}.question>p{color:var(--muted);margin-bottom:30px}.choices{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.choice{border:1px solid var(--line);background:white;border-radius:16px;padding:20px;text-align:left;color:var(--ink);font-weight:750}.choice:hover,.choice.selected{border-color:var(--green);box-shadow:0 0 0 3px #dffbf3}.fields{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.field label{display:block;font-size:13px;font-weight:700;margin-bottom:8px}.field input,.field select{width:100%;padding:15px;border:1px solid var(--line);border-radius:12px;background:white;color:var(--ink)}.full{grid-column:1/-1}.actions{display:flex;justify-content:space-between;margin-top:30px}.back{border:0;background:transparent;color:var(--muted);font-weight:700}.result-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:25px 0}.metric{background:#f5f9fb;border:1px solid var(--line);border-radius:16px;padding:20px}.metric small{display:block;color:var(--muted)}.metric b{font-size:25px}.status{padding:18px;border-radius:15px;background:#e9fbf5;border:1px solid #b5f1df}.status.warn{background:#fff8e8;border-color:#f4d995}.status.risk{background:#fff0f0;border-color:#f0bcbc}.contact-box{margin-top:25px;padding-top:25px;border-top:1px solid var(--line)}.legal{padding:50px 6vw;background:#092f47;color:#d9e7ef}.legal h2{color:white}.legal p{max-width:950px;line-height:1.6}footer{padding:25px 6vw;background:#052638;color:#a9bdca;display:flex;justify-content:space-between}@media(max-width:800px){header nav{display:none}.brand{font-size:14px}.brand small{display:none}.hero{grid-template-columns:1fr;padding:45px 5vw}.hero h1{font-size:46px}.strip,.steps{grid-template-columns:1fr}.fields,.choices,.result-grid{grid-template-columns:1fr}.proof{flex-direction:column;gap:8px}.how,.sim-section{padding-inline:5vw}.app-card{padding:24px}header>.primary{display:none}}
.dash-body{background:#f3f7f9}.dashboard{padding:55px 5vw 90px;max-width:1500px;margin:auto}.dash-head{display:flex;justify-content:space-between;gap:25px;align-items:end}.dash-head h1{font-size:42px;margin:6px 0}.dash-head p{color:var(--muted)}.kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin:30px 0}.kpis>div,.panel{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px}.kpis small,.detail-metrics small{display:block;color:var(--muted);font-size:12px}.kpis b{font-size:28px}.dash-grid{display:grid;grid-template-columns:1.35fr .65fr;gap:18px}.panel-head{display:flex;align-items:center;justify-content:space-between}.panel-head select{border:1px solid var(--line);border-radius:10px;padding:10px;background:#fff}.lead-row{display:grid;grid-template-columns:48px 1fr auto;gap:14px;align-items:center;width:100%;padding:16px 0;border:0;border-top:1px solid #edf2f5;background:#fff;text-align:left;color:var(--ink)}.lead-row span{display:flex;flex-direction:column}.lead-row small{color:var(--muted);margin-top:3px}.score{display:grid!important;place-items:center!important;width:42px;height:42px;border-radius:12px;background:#eef3f6;font-weight:900}.score.hot{background:#d9faf1;color:#067b61}.score.medium{background:#fff3d7;color:#9a6500}.score.low{background:#ffe5e5;color:#a23333}.detail-title{display:flex;gap:14px;align-items:center}.detail-title h2,.detail-title p{margin:0}.detail-title p{color:var(--muted)}.detail-metrics{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:22px 0}.detail-metrics>div{padding:13px;background:#f6fafc;border-radius:12px}.contact-actions{display:flex;gap:8px;flex-wrap:wrap}.outline{border:1px solid var(--line);background:#fff;color:var(--navy);border-radius:999px;padding:12px 18px;font-weight:800}.fine,.muted{color:var(--muted);font-size:12px;line-height:1.5}@media(max-width:850px){.kpis{grid-template-columns:1fr 1fr}.dash-grid{grid-template-columns:1fr}.dash-head{align-items:start;flex-direction:column}.lead-row{grid-template-columns:44px 1fr}.lead-row>span:last-child{grid-column:2}}
.legal-page{max-width:850px;margin:70px auto;padding:0 25px;line-height:1.75}.legal-page h1{font-size:44px}.legal-page h2{margin-top:35px}.legal-page p{color:#526b86}
footer a{color:#d8e5ec;text-decoration:none}
.transfer-callout,.scenario-note{margin:18px 0;padding:18px;border-radius:16px;background:#f1f8f7;border:1px solid #d6ebe7;display:flex;flex-direction:column;gap:5px}.transfer-callout b{font-size:24px;color:#087b70}.transfer-callout span,.scenario-note span{color:#64748b;font-size:13px}.consent{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:#64748b}.consent input{margin-top:3px}.form-error{color:#b42318;font-size:13px;margin-top:10px}.status.success{background:#effbf5;border-color:#b7e7cf}.primary:disabled{opacity:.55;cursor:not-allowed}

/* V4 premium result + responsive refinements */
.hero{position:relative;overflow:hidden}.hero:after{content:"";position:absolute;right:-140px;top:-180px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(23,196,161,.16),rgba(23,196,161,0));pointer-events:none}.app-card{box-shadow:0 28px 80px rgba(13,35,52,.10)}.result-grid{grid-template-columns:repeat(3,1fr)}
.result-hero{display:grid;grid-template-columns:1.25fr .75fr;gap:18px;margin:22px 0}.result-main,.result-side{border:1px solid #dfe8ed;border-radius:22px;padding:24px;background:#fff}.result-main{background:linear-gradient(145deg,#f7fffc,#fff)}.result-main small,.result-side small{display:block;color:#647681;margin-bottom:8px}.result-main strong{display:block;font-size:clamp(34px,5vw,56px);letter-spacing:-2px;color:#102f45}.result-side strong{font-size:28px;color:#102f45}.meter{height:10px;background:#e8eef1;border-radius:999px;overflow:hidden;margin:14px 0 8px}.meter span{display:block;height:100%;border-radius:inherit;background:linear-gradient(90deg,#18b99a,#2c7f75)}.scenario-tools{margin:22px 0;padding:22px;border-radius:22px;background:#f5f8fa;border:1px solid #e2eaee}.scenario-tools h3{margin:0 0 6px}.scenario-tools>p{margin:0 0 18px;color:#657780}.scenario-buttons{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.scenario-buttons button{border:1px solid #dbe5e9;background:#fff;border-radius:14px;padding:14px;text-align:left;cursor:pointer;color:#16394d}.scenario-buttons button:hover{border-color:#18b99a}.scenario-buttons b{display:block;margin-bottom:3px}.scenario-buttons small{color:#6c7d86}.delta{margin-top:14px;padding:13px 15px;border-radius:14px;background:#e9faf5;color:#176e5d;font-weight:700}.trust-row{display:flex;gap:18px;flex-wrap:wrap;margin-top:18px;color:#60727c;font-size:13px}.trust-row span:before{content:'✓';margin-right:6px;color:#168a72;font-weight:800}.privacy-mini{font-size:12px;color:#73848c;margin-top:15px;line-height:1.5}.mode-switch{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:18px}.mode-switch button{border:1px solid #dfe7eb;background:white;padding:9px 12px;border-radius:999px;cursor:pointer}.mode-switch button.active{background:#12364b;color:white;border-color:#12364b}.live-summary{position:sticky;top:92px;border:1px solid #dfe8ed;background:#fff;border-radius:18px;padding:18px}.live-summary h4{margin:0 0 14px}.live-summary div{display:flex;justify-content:space-between;padding:8px 0;border-bottom:1px solid #edf2f4}.live-summary div:last-child{border-bottom:0}.live-summary small{color:#71818a}.live-summary b{color:#15394e}.two-col-step{display:grid;grid-template-columns:1fr 260px;gap:22px;align-items:start}
@media(max-width:760px){.result-hero,.two-col-step{grid-template-columns:1fr}.scenario-buttons,.result-grid{grid-template-columns:1fr 1fr}.live-summary{position:static}.hero:after{display:none}}
@media(max-width:480px){.scenario-buttons,.result-grid{grid-template-columns:1fr}.result-main,.result-side,.scenario-tools{padding:18px}}

/* V5 */
.rate-lab{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:22px 0 8px}.rate-lab>div{border:1px solid var(--line,#dce5e9);border-radius:16px;padding:16px;display:grid;gap:4px}.rate-lab .active{box-shadow:0 0 0 2px #0aa58f inset;background:#f2fbf9}.rate-lab b{font-size:1.35rem}.rate-lab span{font-weight:700}.dash-toolbar{display:grid;grid-template-columns:1fr 220px 200px;gap:12px;margin:20px 0}.dash-toolbar input,.dash-toolbar select,.status-editor select{width:100%;padding:12px 14px;border:1px solid #d7e1e5;border-radius:12px;background:white}.lead-row em{font-style:normal;font-size:11px;padding:3px 7px;border-radius:20px;background:#eef4f5;width:max-content;margin-top:5px}.lead-row.selected{outline:2px solid #0aa58f}.status-editor{display:grid;gap:7px;font-weight:700;margin:20px 0}.danger-link{border:0;background:none;color:#a33;padding:12px 0;cursor:pointer}.dash-actions{display:flex;gap:10px}.empty-state{padding:40px;text-align:center;color:#667}.detail-metrics{grid-template-columns:repeat(2,1fr)!important}@media(max-width:760px){.rate-lab{grid-template-columns:1fr}.dash-toolbar{grid-template-columns:1fr}.dash-actions{width:100%}.dash-actions button{flex:1}}

.skip-link{position:absolute;left:-9999px;top:8px;z-index:999;background:#fff;color:#082f47;padding:10px 14px;border-radius:8px}.skip-link:focus{left:12px}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid rgba(0,200,150,.35);outline-offset:2px}

/* V9 SEO/content */
.seo-links a{color:var(--navy,#102c3c);text-decoration:none}.seo-links a:hover{text-decoration:underline}.faq{padding-top:20px}.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;max-width:1050px;margin:28px auto}.faq-grid details{background:#fff;border:1px solid #dce6e8;border-radius:16px;padding:18px}.faq-grid summary{font-weight:750;cursor:pointer}.faq-grid p{line-height:1.65}.seo-page{max-width:1080px;margin:auto;padding:54px 24px}.seo-page h1{font-size:clamp(2.2rem,5vw,4.2rem);line-height:1.02;max-width:850px}.seo-page .intro{font-size:1.18rem;line-height:1.7;max-width:760px}.seo-cta{background:#0d3342;color:#fff;padding:28px;border-radius:22px;margin:32px 0}.seo-cta a{display:inline-block;background:#15b89a;color:#062b36;padding:13px 20px;border-radius:10px;font-weight:800;text-decoration:none}.seo-copy{max-width:820px}.seo-copy h2{margin-top:42px;font-size:1.8rem}.seo-copy p,.seo-copy li{line-height:1.75}.breadcrumbs{font-size:.9rem;margin-bottom:30px}.breadcrumbs a{color:inherit}.related{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:35px}.related a{border:1px solid #dce6e8;border-radius:14px;padding:18px;text-decoration:none;color:inherit;font-weight:700}@media(max-width:760px){.faq-grid,.related{grid-template-columns:1fr}.seo-page{padding:34px 18px}}

/* V10 conversion-first */
.conversion-box{display:grid;grid-template-columns:1.3fr .7fr;gap:22px;align-items:center;background:linear-gradient(135deg,#082f47,#0b4555);color:#fff;border-radius:20px;padding:24px;margin:0 0 24px}.conversion-box h3{font-size:24px;margin:5px 0 8px}.conversion-box p{margin:0;color:#d5e7ed}.conversion-kicker{font-size:11px;letter-spacing:1.5px;color:#72e3c7;font-weight:800}.conversion-points{display:grid;gap:8px;font-size:13px}.lead-fields{max-width:760px}.optional-fields{border-top:1px solid var(--line);padding-top:12px}.optional-fields summary{cursor:pointer;font-weight:750;color:var(--navy);padding:8px 0}.optional-grid{margin-top:14px}.resume-bar{position:fixed;left:50%;bottom:20px;transform:translateX(-50%);z-index:80;width:min(760px,calc(100% - 24px));display:flex;align-items:center;gap:16px;padding:14px 16px;background:#082f47;color:white;border-radius:16px;box-shadow:0 18px 60px rgba(0,0,0,.25)}.resume-bar span{flex:1;font-size:13px}.resume-bar button{border:0;border-radius:999px;background:#00c896;color:#052b36;padding:10px 16px;font-weight:800}.resume-bar .resume-close{background:transparent;color:white;font-size:22px;padding:4px 8px}.mobile-conversion{display:none}.hero-card:before{content:'SIMULAÇÃO GRATUITA · ~2 MIN';display:block;color:#087b61;font-size:11px;font-weight:850;letter-spacing:1.3px;margin-bottom:12px}.hero-card button:first-of-type{border-color:#bde9dd}.microcopy{font-size:12px;color:#718096;margin-top:10px;text-align:center}
@media(max-width:760px){.conversion-box{grid-template-columns:1fr}.resume-bar{bottom:12px;flex-wrap:wrap}.resume-bar span{flex-basis:100%}.hero{padding-top:30px}.hero-actions .secondary{display:none}.hero-actions .primary{width:100%;text-align:center}.hero-card{padding:22px}.question h2{font-size:29px}}

/* V11 SEO content hub */
.guide-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:32px 0}.guide-card{display:flex;flex-direction:column;gap:8px;padding:22px;border:1px solid var(--line,#dce5e5);border-radius:18px;background:#fff;text-decoration:none;color:inherit}.guide-card b{font-size:1.08rem}.guide-card span{color:var(--muted,#607070);line-height:1.55}.source-note{font-size:.9rem;color:var(--muted,#607070);border-top:1px solid var(--line,#dce5e5);padding-top:18px;margin-top:28px}@media(max-width:720px){.guide-grid{grid-template-columns:1fr}}